Contact an Oakland motorcycle accident lawyer & attorney about what type of motorcycle insurance you should have on your bike. Having basic liability insurance coverage for your motorcycle in California is a no-brainer. It’s required and if you are a responsible driver you will obey the law and purchase it. Liability insurance will pay for the medial bills and property damage of another driver if you are found to be at fault in an accident.
If you decide you’re above the law and you do not purchase insurance and you are pulled over or get in an accident, you can expect a $500 fee and be directed to file an SR-22 with the DMV for three years. You also may have to pay additional money to have your license and registration reinstated because these documents will be suspended once it’s discovered you do not have insurance. Let alone your liability for whatever damages you may have caused in the accident. Get insurance, it’s not worth the risk.
Your Oakland motorcycle accident lawyer & attorney wants to provide some sound advice regarding insurance coverage. According to the Insurance Information Institute, in 2012, 14.7% of the population in California had no auto insurance. If you get in an accident with someone who doesn’t have insurance, then there is no money to pay for your medical expenses or for the damage to your bike. It isn’t fair but that’s the way it is. You can sue the person and try to get the money out of them but odds are they didn’t have insurance in the first place because they couldn’t afford it. This means you have to protect yourself with your own insurance.
Riding a motorcycle is risky business. Sure it’s cheaper on gas and more affordable then driving a car and it takes up less space when parking. We get that. But when you take into consideration the amount of money it will cost if you are in an accident, the additional insurance makes sense. People involved in motorcycle accidents typically suffer more serious injuries than people in cars. There isn’t much between you and the pavement.
Your Oakland motorcycle accident lawyer & attorney recommends getting the most uninsured or underinsured motorcycle insurance you can afford. Uninsured and underinsured motorist insurance will be highly beneficial should you ever need it. UM and UIM come into play when the person who hits you does not have any insurance or has such low limits that you turn to your own insurance policy to compensate you for damages suffered in the accident. Countless times, our firm has represented riders who were hit by a driver with low limits and they suffered serious injuries. If they had UM/UIM they still recovered. For those who did not have it, they suffered.
If you are ever involved in a motorcycle accident, your Oakland motorcycle accident lawyer & attorney is standing by to help, regardless of what types of insurance you have. We are dedicated, experienced attorneys who are as passionate about riding motorcycles as we are about representing clients in motorcycle accident cases. Let us fight for the compensation you deserve. We travel to your home or hospital, we offer a free consultation, we handle the insurance company and you don’t pay us until we obtain a fair payout for you. We are well-versed in California motorcycle law and have a reputation for obtaining successful outcomes for our clients.
Call us today. We tackle cases all over the state of California including the following counties;
- Union City
The city of Oakland is the third largest city in the San Francisco Bay area. According to Wikipedia, the population in 2014 was 413,775, making it the eighth-largest city in California. Oakland is known as one of the most ethnically diverse major cities in California. It is also known for political activism, professional sports franchises and some major corporations including Kaiser Permanente, Clorox, Dreyer’s ice cream and Cost Plus. Tourism is a huge part of the Oakland economy. With restaurants, bars, music venues and nightlife, over 2.5 million people visited Oakland in 2013.
Need to talk to an Oakland motorcycle accident attorney, contact our office at 844-99-CYCLE or email us.